Disclaimer

About Us

Ontario Life Financial Inc. ("we", "us", or "our") is a licensed life insurance agency operating in Ontario, Canada. We are regulated by the Financial Services Regulatory Authority of Ontario (FSRA). We provide insurance and financial services, including life insurance, living benefits, and related financial products through licensed representatives.

Collection of Personal Information

We collect personal information necessary to provide financial and insurance services. This includes your name, address, phone number, and email; date of birth and identification details; financial and employment information; health and lifestyle information (for insurance underwriting); and information submitted through website forms. Information is collected directly from you or, with your consent, from third parties such as insurers, medical professionals, or financial institutions.

Use of Personal Information

We use your information to assess your insurance needs and eligibility, provide quotes and recommendations, submit applications to insurance carriers, administer policies and provide ongoing service, and comply with legal and regulatory obligations. We only use your information for purposes you would reasonably expect or have consented to.

Consent

By using our website or services, you consent to the collection, use, and disclosure of your personal information as described in this policy. You may withdraw your consent at any time, subject to legal or contractual restrictions. Doing so may limit our ability to provide services.

Disclosure of Information

We may share your information with insurance companies and underwriting partners, service providers (such as IT and CRM platforms), regulatory bodies including the Financial Services Regulatory Authority of Ontario, and legal or government authorities when required by law. We do not sell your personal information.

Data Protection and Safeguards

We use administrative, technical, and physical safeguards to protect your personal information against unauthorized access, loss, or misuse. Despite these measures, no system can guarantee absolute security.

Your Rights

You have the right to request access to your personal information and to request that inaccurate or incomplete information be corrected. To exercise these rights, please contact us using the information provided below. We will respond to your request within a reasonable timeframe in accordance with applicable privacy laws.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, or as required by law and regulatory obligations. When personal information is no longer needed, it is securely destroyed or anonymized.

Cookies and Website Analytics

Our website may use cookies and similar technologies to improve your browsing experience and analyze website traffic. You can manage cookies through your browser settings. Disabling cookies may affect certain features of the website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page. We encourage you to review this policy periodically.

Contact Us

If you have questions about this privacy policy or how we handle your personal information, please contact us at office@olf.life or call (905) 328-7677.

Limitation of Liability

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or insurance advice. Insurance products are subject to terms, conditions, and underwriting approval by the issuing insurer. Ontario Life Financial Inc. makes no guarantees as to the accuracy, completeness, or suitability of the information provided.

No Client Relationship

Use of this website does not create a client, advisor, or fiduciary relationship. A formal relationship is only established through signed agreements.

Regulatory Disclosure

All insurance services are provided by licensed agents in Ontario in accordance with applicable laws and regulations governed by the Financial Services Regulatory Authority of Ontario.