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We are

We are not

We are not

We are licensed insurance and investment brokers.   The broker approach allows us to be unbiased about each providers' importance over the other. We are not married to any one investment or insurance company. We value tailoring strategies about your managed investments to your specific and personal needs.  


Our goal is to build more than personal wealth and "Trademark in Generational Wealth". 


We enjoy the kitchen table, personal approach to client customer service as we seek to advise multiple generations of a family's plan. 


We are based in Burlington and Hamilton, Ontario but use a hybrid model of technology that allows clients to access our us across the province. 


We specialize in coaching long term investor patterns, believing that the values of discipline, routine, diligence and regularity create great wealth and financial security.

We are not

We are not

We are not

We are not a fee for service brokerage. We succeed when you succeed. 


We do not have a minimum investment. We value the regular and routine patterns involving small allocations into the assets that prove to be most valuable over the long term. 


We are not an insurance company or investment carrier. Rather we are a broker services. Our agent is Chandler Horne, Accident and sickness licence number 22202058.




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Click for an online quote that replaces mortgage insurance with Life insurance (the better mortgage insurance)

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Investment Philosophy

Investment Philosophy

Investment Philosophy

We believe...


…In long term investor patterns

…In protecting fixed needs with guarantees

…In funds with 40% or more of their holdings in their top 10 companies

…In funds with minimum assets under management of $500,000,000

…In clients finding affinity with the funds they choose

…In seeking funds with a 10 year history showing 8% growth or more

…That the past does not dictate a fund's future

…In diversified and personalized risk allocation


Insurance Philosophy

Investment Philosophy

Investment Philosophy

We believe...


… Life insurance is the unselfish purchase

… Life insurance is it's own asset class

… Life insurance should be for life

… Disability insurance is often undervalued



Chandler Horne

I put to work my decades of experience in personal life coaching, retail banking, sales, financial education and life license certification in every meeting. My clients' portfolios, from savings accounts and term insurance to group plans and cascading generational wealth, are a joy to care for with great patience and careful instruction. licence - 22202058. Chandler is also the founder and owner of Ontario Life Financial 1000070367

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