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Life insurance and investments, shopped for you — not sold to you.

Ontario Life Financial is an independent brokerage. We compare life insurance and segregated funds from 20+ Canadian carriers to find the right fit for your family — at the kitchen table or over video, anywhere in Ontario.

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5.0 on Google

Rated 5.0 from Google reviews

Licensed in Ontario

Life & Accident and Sickness licensed advisor

Burlington & Hamilton

Serving families across Ontario

What families say

Free download: The Ontario Family Protection Checklist

Read the Free Checklist

Why buy through a broker?

When you buy from one insurance company, you get one company's answer. As an independent brokerage, we shop the market for you — comparing policies, prices, and contract terms across 20+ Canadian carriers, then recommending only what fits your plan. We work for you, not for an insurance company.

• Unbiased shopping — we compare carriers side by side and show you the trade-offs, in plain language
• One advisor, whole picture — life insurance, segregated funds, and group benefits coordinated in a single plan
• No fee for our advice — we're compensated by the carriers we place business with, not by you

What we do

Life Insurance — Term and permanent protection for your family's future — including our layered approach that blends both. Life insurance is the selfless purchase.

Savings & Retirement — Managed segregated-fund strategies with built-in guarantees for capital protection — built for long-term discipline, not market timing.

Group Benefits — Health, dental, and disability plans for small businesses and the self-employed — disability coverage is the most undervalued protection most families skip.

Chandler Horne

It is a joy to care for my clients' portfolios — from savings accounts and term insurance to group benefits plans. I specialize in coaching long-term investing strategies, because I believe the values of discipline, routine, diligence, and regularity create great wealth and financial security. My approach is the kitchen table, not the boardroom: plain language, no pressure, and advice I'd give my own family.

Licensed Life & Accident and Sickness Agent #22202058 · Ontario Life Financial (1001355064 Ontario Inc.), Corporate Licence #42483M

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steps to coverage

Step 1: Book a free call — 15 minutes, no pressure. We learn what you're protecting.

Step 2: We shop the market — we compare 20+ carriers and funds, then lay out your options side by side.

Step 3: Get covered — apply, get approved, and know your family is protected. We stay your advisor for life.

Common questions

Please reach us at office@olf.life if you cannot find an answer to your question.

No. We're an independent brokerage — we compare policies from 20+ Canadian carriers and recommend what fits you.


We're compensated by the insurance and fund companies we place business with. Our advice to you is free.


No. We're based in Burlington and Hamilton and meet clients across Ontario — in person or by video, your choice.


An investment fund offered by an insurance company that can include guarantees protecting part of your capital — ask us whether they fit your plan.


Let's talk about your family's plan.

One conversation. No pressure, no jargon — just a clear picture of where you stand and what would protect the people you love. 905-328-7677 · Burlington & Hamilton offices, serving all of Ontario.

Book a Free Call

Ontario Life Financial · 1001355064 Ontario Inc., Corporate Licence #42483M · Chandler Horne, Life & Accident and Sickness Licence #22202058 · © 2026

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