Ontario Life Financial Inc. (“we”, “us”, or “our”) is a licensed life insurance agency operating in Ontario, Canada. We are regulated by the Financial Services Regulatory Authority of Ontario. We provide insurance and financial services, including life insurance, living benefits, and related financial products through licensed representatives.
Collection of Personal Information
We collect personal information necessary to provide financial and insurance services, including:
Name, address, phone number, email
Date of birth and identification details
Financial and employment information
Health and lifestyle information (for insurance underwriting)
Information submitted through website forms
Information is collected directly from you or with your consent from third parties such as insurers, medical professionals, or financial institutions.
Use of Personal Information
We use your information to:
Assess your insurance needs and eligibility
Provide quotes and recommendations
Submit applications to insurance carriers
Administer policies and provide ongoing service
Comply with legal and regulatory obligations
We only use your information for purposes you would reasonably expect or have consented to.
Consent
By using our website or services, you consent to the collection, use, and disclosure of your personal information as described in this policy. You may withdraw your consent at any time, subject to legal or contractual restrictions. Doing so may limit our ability to provide services.
Disclosure of Information
We may share your information with:
Insurance companies and underwriting partners
Service providers (e.g., IT, CRM platforms)
Regulatory bodies, including the Financial Services Regulatory Authority of Ontario
Legal or government authorities when required
We do not sell your personal information.
Data Protection & Safeguards
We use administrative, technical, and physical safeguards to protect your personal information against unauthorized access, loss, or misuse.
Despite these measures, no system can guarantee absolute security.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices or content
Limitation of Liability
The information provided on this website is for general informational purposes only and does not constitute financial, legal, or insurance advice.
Insurance products are subject to terms, conditions, and underwriting approval by the issuing insurer.
Ontario Life Financial Inc. makes no guarantees as to the accuracy, completeness, or suitability of the information provided.
No Client Relationship
Use of this website does not create a client, advisor, or fiduciary relationship. A formal relationship is only established through signed agreements.
Regulatory Disclosure
All insurance services are provided by licensed agents in Ontario in accordance with applicable laws and regulations governed by the Financial Services Regulatory Authority of Ontario.
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